Value Add

By The Numbers:

$90,000

LOAN AMOUNT

$65,000

The Opportunity

We were seeking to expand into long-term rental properties and identified a distressed single-family home in South Jersey. The property required significant renovations to meet market rental standards, and needed financing that would allow both the purchase and the rehab to be completed efficiently while maximizing cash flow potential.

The Solution

We partnered with a lender offering a fix-to-rent loan, which provided 90% loan-to-cost financing, including 100% coverage of the $65,000 renovation budget. This structure enabled us to acquire the property at an attractive price and immediately start the renovations with minimal upfront capital.

With a projected stabilized monthly rent of $1,600 and an after-repair market value of $214,000, this fix-to-rent strategy positioned us for strong long-term cash flow and equity growth. By combining a well-priced acquisition with flexible financing, we can successfully convert a distressed property into a stable, income-generating rental, while demonstrating operational capability to lenders and future partners.

REHAB BUDGET

$214,000

APPRAISED AFTER REPAIR VALUE

$59,000

ADDED EQUITY